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爭取高利…可與銀行議價

Jun 28th 2013, 01:46

【經濟日報╱記者夏淑賢／台北報導】

人民幣屬外幣，因此銀行吸收人民幣存款，在牌告利率之外，可以有個別議價調整利率的彈性空間，不比新台幣因為是本國貨幣，必須按照牌告利率交易。

在大陸錢荒未完全紓解下，即使不是手握人民幣數百萬甚至千萬元以上的高資產大戶，還是有機會透過議價，拿到比牌告優惠得多的人民幣定存利率。

以兆豐銀六個月期可有3％利率來看，已經比部分外銀大打廣告推出六個月或一年期定存、低於3％的利率更優惠。

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